Current Interest Rates
CURRENT TERM DEPOSIT SPECIAL 9 Months - 6.25% p.a. Interest paid on maturity. Call us on 1300 660 550 to open a term deposit with this fantastic rate. This offer may be withdrawn at anytime.

 

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 Australian Dollar Deposit Interest Rates ***

 Term Deposits - Interest paid on maturity (Rates are Per Annum)

Period $1000 - $9999$10000 - $24999$25000 - $49999$50000 - $99999$100000 - $249999$250000+
30 days2.00%2.60%3.20%3.25%3.30%3.40%
60 days2.70%3.30%3.90%3.95%4.00%4.10%
90 days4.20%4.80%5.40%5.45%5.50%5.60%
120 days4.35%4.95%5.55%5.60%5.65%5.75%
180 days4.60%5.20%5.80%5.85%5.90%6.00%
270 days6.25%6.25%6.25%6.25%6.25%6.25%
1 year4.60%5.20%5.80%5.85%5.90%6.00%
2 years4.85%5.45%6.05%6.10%6.15%6.25%
3 years5.60%6.20%6.80%6.85%6.90%7.00%
4 years5.60%6.20%6.80%6.85%6.90%7.00%
5 years6.10%6.70%7.30%7.35%7.40%7.50%


 Term Deposits - Interest paid in advance (Rates are per annum)

Period $50000+
180 days 5.80%


 Deposit Interest Rates

Midas Account
At Call 5.25%

Cash Management Account Business Cheque Account
0.00 - $4999 0.00% $0 - $1999 0.00%
$5000 - $9999 0.00% $2000 - $4999 0.00%
$10000 - $19999 0.50% $5000 - $19999 0.10%
$20000 - $49999 1.75% $20000 - $49999 0.25%
$50000 - $99999 2.25% $50000 + 0.75%
$100000 - $249999 2.50%
$250000 - $499999 2.75%
$500000 + 3.00%

Savings Account incl. Cheque Option Pass Book Account
$0 - $999 0.00% $0 - $499 0.00%
$1000 - $4999 0.10% $500 - $9999 0.00%
$5000 - $24999 0.10% $10000 - $29999 0.25%
$25000 - $49999 0.10% $30000 + 0.75%
$50000 + 0.25%




 Loan Interest Rates - Click here for Comparison Rate Schedule

 Personal and Business Accounts

Personal
Complete Home Loan - Variable Rate 7.30% pa
Essential Home Loan - Variable Rate 6.80% pa
Home Equity Rate 7.45% pa

Business Loan Rates**
Residential Security 9.80% pa
Commercial Security 10.70% pa
Other Security 11.55% pa

Business Overdraft Rates**
Residential Security 10.50% pa
Commercial Security 11.50% pa
Other Security 12.00% pa
Commercial Loan Rates On Application



Foreign Currency Deposit Interest Rates

 Savings Accounts (Rates are per annum)

0 - 49999 50000+
USD 0.00% 0.05%
EUR 0.00% 0.05%
GBP 0.00% 0.05%
NZD 0.00% 1.00%


 Term Deposits - Interest paid on maturity (Rates are per annum)

USD$10000-$49999 $50000-$99999 $100000-$249999 $250000+
30 days0.00%0.00%0.00%0.05%
60 days0.00%0.00%0.00%0.05%
90 days0.00%0.00%0.05%0.05%
180 days0.00%0.00%0.05%0.15%
1 year0.00%0.10%0.35%0.60%

EUR €10000-€49999€50000-€99999€100000-€249999€250000+
30 days0.00%0.00%0.00%0.20%
60 days0.00%0.00%0.00%0.25%
90 days0.00%0.00%0.15%0.40%
180 days0.00%0.20%0.45%0.70%
1 year0.05%0.30%0.55%0.80%

GBP £10000-£49999£50000-£99999£100000-£249999£250000+
30 days0.00%0.00%0.00%0.15%
60 days0.00%0.00%0.05%0.30%
90 days0.00%0.00%0.10%0.35%
180 days0.00%0.00%0.25%0.50%
1 year0.00%0.25%0.50%0.75%

NZD$10000-$49999 $50000-$99999 $100000-$249999 $250000+
30 days-0.75%1.75%2.00%
60 days-0.80%1.80%2.05%
90 days-0.75%1.75%2.00%
180 days-0.65%1.65%1.90%
1 year-0.55%1.55%1.80%



Copyright © 2010, Bank of Cyprus Australia Limited ACN 092 167 907 AFSL 244611 All rates are subject to change at any time. For further information on Fees and Charges or Terms of Conditions, please refer to Product Disclosure Statements which are available on request. A Comparison Rate Schedule is available at any Bank of Cyprus Australia branch or click the following link to view Comparison Rate Schedule.

**The Business Indicator Rates are indicative only and may vary depending on security type and customer risk as assessed by the Bank of Cyprus Australia. Customer margins apply.

***Rates for 2-5 year term deposits are paid on maturity.

 
© Bank of Cyprus Australia Limited - Rialto Towers, Level 41, 525 Collins Street, Melbourne VIC 3000. ABN 51 092 167 907 AFSL 244611. Advice on this website does not take into account your financial circumstances, needs or whether it is appropriate for you. Bank of Cyprus recommends that you read the Product Disclosure Statement before deciding to acquire the product.